Leasing vs. Buying

Leasing vs. Buying


When it’s time for a new vehicle, one of the most significant decisions you’ll face is whether to lease or buy. Both options come with their own set of advantages, and the right choice depends on your financial situation, long-term goals, and driving habits around St. Clair, Marysville, and East China, MI. 

Below, our team at Lafontaine Ford of St. Clair will explain the perks of leasing and buying and how you can secure the right financing for your next Ford.

The Perks of Leasing

The Perks of Leasing

Leasing a vehicle can be an excellent choice for those who enjoy driving the latest models without the long-term commitment of ownership. Here are some of the top benefits of leasing your next Ford:

  • Lower Monthly Payments: Lease payments are typically lower than loan payments, making it easier to afford a newer or higher-trim model.
  • Latest Features & Technology: Leasing allows you to upgrade to a new vehicle every few years, ensuring you always have access to the latest safety, technology, and performance advancements.
  • Minimal Maintenance Costs: Since leased vehicles are usually covered under the manufacturer’s warranty, you won’t have to worry about major repair expenses.
  • No Long-Term Commitment: If you enjoy switching cars frequently, leasing gives you the flexibility to return the vehicle at the end of the lease term and choose something new.
  • Lower Sales Tax: In most states, you only pay sales tax on the portion of the car you use during your lease term, which can lead to significant savings.

With affordable rates, financial flexibility, and exciting lease-end options, leasing your next Ford provides plenty to look forward to. To determine which Ford you’d like to lease, explore our extensive Ford inventory or detailed vehicle reviews

The Benefits of Buying

Benefits of Buying

If you plan to keep your vehicle for the long haul, buying may be the better option. Here’s why purchasing a Ford might be the right choice for you:

  • Ownership & Equity: When you buy a vehicle, you gain full ownership and can build equity over time, which can be beneficial when selling or trading in your car.
  • No Mileage Restrictions: Unlike leasing, which requires you to stay within a mileage limit, purchasing a vehicle allows you to drive as much as you want without restrictions.
  • Freedom to Customize: Buying means you can personalize your vehicle with modifications, accessories, or performance upgrades however you want.
  • Long-Term Cost Savings: While monthly loan payments may be higher than lease payments, owning a car can be more cost-effective in the long run since you won’t have to make continuous payments beyond the loan term.
  • No End-of-Lease Fees: When you buy, there’s no need to anticipate excess wear-and-tear fees or lease-end costs.

If you’re interested in hanging on to your Ford for the long run, then buying is undoubtedly the right path for you.

Finance Your Lease or Purchase

Finance Your Lease or Purchase

No matter which option you choose, securing the right financing is crucial. Our Ford dealership finance center is dedicated to making the process as seamless and straightforward as possible. We offer flexible financing options by working with a variety of lenders to find the best rates and terms to suit your budget. If your credit is imperfect, our finance experts can explore solutions to help you secure an auto loan or lease that meets your needs.

To make the financing experience even more convenient, we provide online tools such as a pre-approval application, a payment calculator, and a trade-in appraisal tool. Additionally, our dealership frequently offers special lease deals and financing specials, helping you get the best value on a new Ford. Our team is here to guide you through every step, ensuring a smooth and exciting experience.

Buy or Lease Your Favorite Ford Today!


Whether leasing or buying is the right choice for you, the Lafontaine Ford of St. Clair team is here to help you drive home in a Ford that fits your budget and lifestyle. 

Contact us or visit our dealership near St. Clair, Marysville, and East China, MI, to explore our inventory, meet with our finance team, or take a test drive today!

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